Of course, it all seems quite logical – they don't have enough money, so they try to get loans. It happens this way. As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. it can change throughout the term of payment more than once. Usually the initiators of termination by banks.
The court stood on your side, he must be a good reason. Moreover, you can cancel the contract before receiving the money. The non-payment of debt, late payments can be a substantial reason for the cancellation of the credit agreement.
According to most psychologists about obtaining loans most often think people with low incomes. However, in fairness it should be noted the fact that people are having and older age, are not always able to boast of prudence. Moreover, you can cancel the contract before receiving the money. Additionally, if the dawn of the Russian lending financial institution demanded payment of the potential borrower even when obtaining commercial loans initial contributions, to date, this nuance will be relevant only when taking out a mortgage and car loan, and even then not in all cases. However, should not be confused incomplete payment of borrowed funds with a single payment, which is still practiced by some banks. Such is the irony. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. To accept the inheritance is given a fixed term – 6 months. However, in fairness it should be noted the fact that people are having and older age, are not always able to boast of prudence.